Find a lost UK pension
The government's Pension Tracing Service finds the contact details for an old workplace or personal pension, for free. Gretel also checks for lost pensions at no cost.
Where to look
Pension Tracing Service (GOV.UK)
Free government service that finds the contact details of a workplace or personal pension scheme. It doesn't tell you whether you have a pension or what it's worth.
How: Search online with the name of the employer or pension provider, or call 0800 731 0175, Monday to Friday, 10am to 3pm.
Checked 28 September 2026
Gretel
Free service that checks for lost pensions, Child Trust Funds, bank accounts, investments and life insurance with the companies that have joined it, and checks again every two weeks.
How: Sign up once with your name and address. Gretel doesn't take a cut, though the company holding the money may charge to reissue certificates or payments.
Checked 28 September 2026
Try the free services first
The main UK tracing services are free: My Lost Account, the Pension Tracing Service, HMRC's tools and Gretel. Some paid services exist, so try the free ones first. Never pay an upfront fee or give card details to "release" money.
Quick answers
- How do I find an old UK pension?
- The government's Pension Tracing Service finds the contact details for an old workplace or personal pension, for free. Gretel also checks for lost pensions at no cost.
- What is Pension Tracing Service (GOV.UK)?
- Free government service that finds the contact details of a workplace or personal pension scheme. It doesn't tell you whether you have a pension or what it's worth. Search online with the name of the employer or pension provider, or call 0800 731 0175, Monday to Friday, 10am to 3pm.
- What is Gretel?
- Free service that checks for lost pensions, Child Trust Funds, bank accounts, investments and life insurance with the companies that have joined it, and checks again every two weeks. Sign up once with your name and address. Gretel doesn't take a cut, though the company holding the money may charge to reissue certificates or payments.
Sources
Ask Find My Money yourself
Type what you are looking for in the UK and get the free official tracing service. Open Find My Money, free, no sign-up.
In Claude or any app that takes MCP connectors, add https://goodturn-mcp.pages.dev/findmymoney/mcp and ask: “How do I find an old UK pension?”
More UK guides
- All UK tracing services
- Lost bank and building society accounts
- Child Trust Funds and investments
- Tax refunds from HMRC
- Premium Bonds
- Someone who died
- Life insurance
In the US? See Find a lost 401(k) or pension.