Find a Child Trust Fund or lost investments
HMRC's free tool tells you where a Child Trust Fund was opened, and Gretel checks for lost investments and Child Trust Funds for free.
Where to look
Find a Child Trust Fund (HMRC)
Free HMRC tool that tells you where a Child Trust Fund was opened (not how much is in it).
How: For your own fund if you're 16 or over, or a child's if you're their parent or guardian. You need a National Insurance number. HMRC usually writes back within 3 weeks.
Checked 28 September 2026
Gretel
Free check for lost Child Trust Funds, investments and pensions with the companies that have joined it.
How: Sign up once with your name and address. It doesn't take a cut.
Checked 28 September 2026
Unclaimed Assets Register (Experian)
A register of unclaimed financial assets run by Experian, which is regulated by the Financial Conduct Authority. Unlike the services above, it charges a small fee to search.
How: Try the free services first.
Checked 28 September 2026
Try the free services first
The main UK tracing services are free: My Lost Account, the Pension Tracing Service, HMRC's tools and Gretel. Some paid services exist, so try the free ones first. Never pay an upfront fee or give card details to "release" money.
Quick answers
- How do I find my Child Trust Fund?
- HMRC's free tool tells you where a Child Trust Fund was opened, and Gretel checks for lost investments and Child Trust Funds for free.
- What is Find a Child Trust Fund (HMRC)?
- Free HMRC tool that tells you where a Child Trust Fund was opened (not how much is in it). For your own fund if you're 16 or over, or a child's if you're their parent or guardian. You need a National Insurance number. HMRC usually writes back within 3 weeks.
- What is Gretel?
- Free check for lost Child Trust Funds, investments and pensions with the companies that have joined it. Sign up once with your name and address. It doesn't take a cut.
- What is Unclaimed Assets Register (Experian)?
- A register of unclaimed financial assets run by Experian, which is regulated by the Financial Conduct Authority. Unlike the services above, it charges a small fee to search. Try the free services first.
Sources
- https://www.gov.uk/child-trust-funds/find-a-child-trust-fund
- https://www.gretel.co.uk/
- https://www.uar.co.uk/
Ask Find My Money yourself
Type what you are looking for in the UK and get the free official tracing service. Open Find My Money, free, no sign-up.
In Claude or any app that takes MCP connectors, add https://goodturn-mcp.pages.dev/findmymoney/mcp and ask: “How do I find my Child Trust Fund?”
More UK guides
- All UK tracing services
- Lost bank and building society accounts
- Lost pensions
- Tax refunds from HMRC
- Premium Bonds
- Someone who died
- Life insurance
In the US? See Lost stocks, dividends and brokerage accounts.