What is Dormant Assets Scheme (Reclaim Fund)?

Money from accounts that went dormant may have been moved into the Dormant Assets Scheme, but you keep a lifelong right to reclaim it. Contact the bank or building society where the account was. Reclaim Fund itself can't search for you.

Find a lost UK bank or building society account

My Lost Account traces old bank, building society and NS&I accounts for free. Money in accounts that went dormant can still be reclaimed from the bank.

Checked 28 September 2026 against each official service

Where to look

My Lost Account

Free tracing of lost bank, building society and NS&I accounts. Your search goes to the providers you pick, and you hear back by email or letter.

How: Set up a profile on mylostaccount.org.uk and fill in the search form. There is no fee.

Go to mylostaccount.org.uk

Checked 28 September 2026

Dormant Assets Scheme (Reclaim Fund)

Money from accounts that went dormant may have been moved into the Dormant Assets Scheme, but you keep a lifelong right to reclaim it.

How: Contact the bank or building society where the account was. Reclaim Fund itself can't search for you.

Go to reclaimfund.co.uk

Checked 28 September 2026

Try the free services first

The main UK tracing services are free: My Lost Account, the Pension Tracing Service, HMRC's tools and Gretel. Some paid services exist, so try the free ones first. Never pay an upfront fee or give card details to "release" money.

Quick answers

How do I find an old UK bank account?: My Lost Account traces old bank, building society and NS&I accounts for free. Money in accounts that went dormant can still be reclaimed from the bank.
What is My Lost Account?: Free tracing of lost bank, building society and NS&I accounts. Your search goes to the providers you pick, and you hear back by email or letter. Set up a profile on mylostaccount.org.uk and fill in the search form. There is no fee.
What is Dormant Assets Scheme (Reclaim Fund)?: Money from accounts that went dormant may have been moved into the Dormant Assets Scheme, but you keep a lifelong right to reclaim it. Contact the bank or building society where the account was. Reclaim Fund itself can't search for you.

Sources

Ask Find My Money yourself

Type what you are looking for in the UK and get the free official tracing service. Open Find My Money, free, no sign-up.

In Claude or any app that takes MCP connectors, add https://goodturn-mcp.pages.dev/findmymoney/mcp and ask: “How do I find an old UK bank account?”

More UK guides

In the US? See Money from a failed bank or credit union.