Government refunds: FTC, SEC, CFPB and HUD
Check the FTC refunds page, the SEC list of distributions to harmed investors, the CFPB payments list, and HUD for FHA mortgage insurance refunds. You never have to pay to get one. Official searches are free.
Where to look
FTC refund programmes
Money returned to people after FTC cases against companies. The page lists active refund programmes and who runs each one.
How: Free. The FTC says it will never make you pay to get a refund.
Checked 27 September 2026
SEC distributions to harmed investors
Money from SEC enforcement cases paid back to investors.
How: Find your case in the list and follow its claims instructions.
Checked 27 September 2026
CFPB payments to harmed consumers
Payments from Consumer Financial Protection Bureau cases against banks and lenders.
How: Free. Check the list of cases and payments.
Checked 27 September 2026
HUD FHA mortgage insurance refunds
If you had an FHA-insured mortgage, you may be owed a refund of mortgage insurance.
How: Free search by last name or FHA case number. HUD says you do not need to pay anyone to collect it. Phone 1-800-697-6967 or email sf.premiums@hud.gov.
Checked 27 September 2026
Searching is free
Official searches are always free. Never pay an upfront fee or give bank or card details to "release" money. Finder companies exist and charge a share of what they find, so check with your state that one is registered before signing anything.
Quick answers
- Am I owed an FTC or other government refund?
- Check the FTC refunds page, the SEC list of distributions to harmed investors, the CFPB payments list, and HUD for FHA mortgage insurance refunds. You never have to pay to get one. Official searches are free.
- What is FTC refund programmes?
- Money returned to people after FTC cases against companies. The page lists active refund programmes and who runs each one. Free. The FTC says it will never make you pay to get a refund.
- What is SEC distributions to harmed investors?
- Money from SEC enforcement cases paid back to investors. Find your case in the list and follow its claims instructions.
- What is CFPB payments to harmed consumers?
- Payments from Consumer Financial Protection Bureau cases against banks and lenders. Free. Check the list of cases and payments.
- What is HUD FHA mortgage insurance refunds?
- If you had an FHA-insured mortgage, you may be owed a refund of mortgage insurance. Free search by last name or FHA case number. HUD says you do not need to pay anyone to collect it. Phone 1-800-697-6967 or email sf.premiums@hud.gov.
- Do I have to pay to search?
- Official searches are always free. Never pay an upfront fee or give bank or card details to "release" money. Finder companies exist and charge a share of what they find, so check with your state that one is registered before signing anything.
Sources
- https://www.ftc.gov/enforcement/refunds
- https://www.sec.gov/enforcement-litigation/distributions-harmed-investors
- https://www.consumerfinance.gov/enforcement/payments-harmed-consumers/
- https://entp.hud.gov/dsrs/refunds/
Ask Find My Money yourself
Type what you are looking for, like an old 401(k) or a tax refund, and get the official place to check. Open Find My Money, free, no sign-up.
In Claude or any app that takes MCP connectors, add https://goodturn-mcp.pages.dev/findmymoney/mcp and ask: “Am I owed an FTC or other government refund?”